Whether you create a paper filing system or an electronic filing system, make a folder for each household bill, credit card / student loan statement, insurance policy, and all legal documents. Below is a list to help get all of your documents organized:
| Household: -Mortgage / Lease -Utilites (cable, water, gas, electric, garbage, etc.) -Property tax records -Insurance -Cellular phone -Auto loan |
| Insurance: -Home / Renters -Auto -Life -Medical |
| Financial / Credit: -Bank Statements -Investment Account Statements -Retirement Statements -Student Loan Statements |
| Legal / Personal: -Trust / Will / Power of Attorney -Birth Certificate -Social Security |
| Tax Records: -Paystubs, W-2 Forms -Tax Returns -Receipts for tax deductions |
Having an organized filing system allows you to easily access documents when needed (e.g., filing taxes, applying for a mortgage), fix budget leaks, and stay on track with your financial goals going forward.
Happy Filing!
Jodee Brydges | Author . Speaker . Coach 